Exploring DHI Mortgage: The Pros and Cons of Using the Nation’s Largest Home Builder’s Affiliated Lender

The nation’s largest home builder, D.R. Horton, has been making waves in the real estate market with its affiliated mortgage lender, DHI Mortgage. As new home sales continue to surge in popularity, DHI Mortgage is offering enticing financing incentives to potential home buyers.

DHI Mortgage, founded in 1997 and headquartered in Austin, Texas, is a full-service mortgage lender that aims to be a one-stop shop for newly-built home buyers. With parent company D.R. Horton being the largest home builder in the United States, DHI Mortgage has funded roughly $20 billion in home loans during 2022.

The company offers a variety of loan programs, including home purchase loans, refinance loans, conventional loans, FHA loans, VA loans, USDA loans, fixed-rate, and adjustable-rate options, among others. They also provide temporary buydowns and affordable housing loans to cater to different buyer needs.

While DHI Mortgage does not have a dedicated page for mortgage rates on their website, they do offer special financing incentives to D.R. Horton home buyers. This includes fixed-rate FHA loans, VA loans, USDA loans, and conventional loans with competitive rates.

For those with imperfect credit, DHI Mortgage offers the “DHI Mortgage Home Buyers Club” to help improve credit profiles and increase chances of mortgage approval. However, customer reviews for DHI Mortgage have been mixed, with some citing poor communication and delays.

Overall, DHI Mortgage provides a convenient option for home buyers looking to streamline the home buying process. However, it is essential for potential buyers to shop around and compare rates and fees with other lenders to ensure they are getting the best deal possible.