Bad Credit Freedom publishes educational articles about credit, debt and personal finance. This page explains how we research, write, check and update that content.
Education, not advice
Our articles are general education. They are not financial, legal, tax or credit-repair advice, and they are not written for any one person’s situation. Please read our Financial Disclaimer.
How we research
- We rely on official and primary sources first, such as the Consumer Financial Protection Bureau (CFPB), the Federal Trade Commission (FTC), AnnualCreditReport.com, the credit bureaus and myFICO.
- When we state a rule, time limit or number, we check it against an official source before publishing.
- We avoid hype. We do not promise score increases, guaranteed removals or guaranteed approvals, because no honest publisher can.
How we review and update
- Each article is checked for accuracy and clarity before it is published.
- We review older articles over time and update, combine or remove those that are out of date.
- When we make a significant update, we change the article’s updated date.
Corrections
If you think something we published is wrong or out of date, please tell us through our contact page. We review every report and correct confirmed errors promptly.
Advertising and affiliate links
Some pages contain ads or affiliate links, and we may earn money if you click or buy. This does not change what we write. See our Affiliate Disclosure.